Spendly is a smart, beautiful, privacy-first personal finance app. Track expenses, scan receipts with AI, split bills, set budgets — all stored locally on your device.
Powerful features designed for everyday personal finance — without the complexity.
Snap a photo of any receipt and let AI auto-fill the amount, date, and category — no manual entry required.
Log every transaction with full detail — categories, notes, images, and custom icons.
Track all your accounts in one place — bank accounts, cash, wallets, and credit cards.
Understand your spending patterns with beautiful, interactive charts and breakdowns.
Set monthly category budgets and savings targets, then track your progress in real time.
Automate subscriptions, bills, and any repeating transaction so you never miss logging one.
Split expenses with friends using equal, percentage, or custom exact amounts — instantly.
Keep tabs on money lent to or borrowed from friends and contacts.
Stay on top of your finances with timely reminders and alerts.
Unlike most finance apps, Spendly requires no account, no sign-in, and no internet connection for core features. Every transaction, account, and budget is stored exclusively in your phone's local database using Isar — fast, encrypted, and 100% private.
Personalize the look, protect your data, and export whenever you need.
Full dark/light mode with True Black (OLED) option.
Choose from Rose, Blue, Green, Orange, and more.
Pick Material icons or use your own gallery images for categories.
Secure the app with Face ID or fingerprint.
Share or archive your transaction history anytime.
Backup and restore your data with encryption.
Set your preferred currency for all transactions.
Built on Isar — high-performance local database with instant queries.
No sign-up. No subscription. Download Spendly for free and take control of your finances.
▶ Download on Google Play